We use PayPal for check out. You do NOT need a PayPal account. Just hit the check out button instead of PayPal. On the next page hit "don't have a PayPal account" then fill out and use Visa, MasterCard, American Express or Discover. It's a secure way to purchase. If you do have a PayPal account choose check out with PayPal on the first page. If your having any issues or questions please don't hesitate to call: 612-810-3280 Thank you!